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“AI AND THE LEGAL PROFESSION”, By Robin Ghurbhurun, Governing Board, NALP AI is impacting us all, and paralegals are no
Receiving a green card is an important milestone for a U.S. immigrant. It means that you’re now a lawful permanent
By Ryan Gregory, Finders International From persons of no fixed abode to minor royals, in my time working in probate
The legal profession is an essential pillar of society, providing invaluable services to individuals and businesses around the world. Celebrating
In today’s fast-paced business environment, the importance of safety and compliance cannot be overstated. One of the most effective ways
Being involved in a motorcycle accident with a car can be overwhelming and confusing, especially when it comes to sorting
WardblawG supports the ECtHR move in its entirety and wishes Ms Allison Walls the best of luck. May Justitia swing her sword in her favour.
Good news! I have been charged only £5.00 for going 70p into the red. Perhaps fair because the bank was paying its own cash to cover the unauthorised overdraft.
Comment
In the author’s personal opinion, it is time for the courts and, perhaps, government to stop sitting on the fence with legal argument that lends itself to squeaky clean judges’ desks. It is quite clear that the public has noted its concern. They realise, (or at least should realise by now!), that banks are businesses unlike any other. And, while the banks might enjoy the benefits of having large capital reserves, somewhat questionable following the recession, the Scottish and, indeed, the British public expect them to be treated as such in the legal systems of the UK. This effective immunity from suit should seriously be reconsidered and, the author hopes, soon.
How to Claim despite Walls being breached
Consumers may be best advised to take the recent shock wave of Allison Walls v Santander with a pinch of salt: there are certain steps, including those from moneysavingexpert.com, which are still worth considering:-
1. Send a style letter and send to the bank;
2. If unsuccessful and the bank continues to charge, send a different style letter to the Financial Ombudsman;
3. If still unsuccessful, consult a reputable solicitor and take the bank to court, but be prepared for considerable legal expenses and long, drawn out proceedings.
Banks would be best advised not to get complacent: a battle may have been won; but the war, most certainly, is not over.
