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Human Rights

How to write a first class dissertation: Foreword

October 21, 2010 Academia

Centred on a narrow topic of international private law and human rights, this dissertation received a first class honours award from the University of Glasgow in 2007 under Dr Janeen Carruthers and Professor Elizabeth Crawford, and was verified externally by Professor Richard Fentiman of Cambridge University.

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PQE: Post Qualification Equality?

July 30, 2010 Employment

I have written a 1400 word professional briefing article for the Journal: the members’ magazine of the Law Society of Scotland, the Online version of which is updated almost daily and the RSS feed of which is followed at the foot of this blawG on one of the four sets of columns, navigable through the left and right arrows below. My article should, hopefully, be published in August this year.

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Walls takes Santander and its Bank Charges Case to the ECtHR under Article 6 ECHR: the Right to a Fair Trial

July 23, 2010 Banking and Finance

WardblawG supports the ECtHR move in its entirety and wishes Ms Allison Walls the best of luck. May Justitia swing her sword in her favour.

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Law 2.0 Search Engine

July 20, 2010 Banking and Finance

Your tutor said research more with this unique WardblawG search engine:-

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Reclaiming Bank Charges in the Tenties: Santander Demolishes Walls

July 15, 2010 Banking and Finance

Comment

In the author’s personal opinion, it is time for the courts and, perhaps, government to stop sitting on the fence with legal argument that lends itself to squeaky clean judges’ desks. It is quite clear that the public has noted its concern. They realise, (or at least should realise by now!), that banks are businesses unlike any other. And, while the banks might enjoy the benefits of having large capital reserves, somewhat questionable following the recession, the Scottish and, indeed, the British public expect them to be treated as such in the legal systems of the UK. This effective immunity from suit should seriously be reconsidered and, the author hopes, soon.

How to Claim despite Walls being breached

Consumers may be best advised to take the recent shock wave of Allison Walls v Santander with a pinch of salt: there are certain steps, including those from moneysavingexpert.com, which are still worth considering:-

1. Send a style letter and send to the bank;
2. If unsuccessful and the bank continues to charge, send a different style letter to the Financial Ombudsman;
3. If still unsuccessful, consult a reputable solicitor and take the bank to court, but be prepared for considerable legal expenses and long, drawn out proceedings.

Banks would be best advised not to get complacent: a battle may have been won; but the war, most certainly, is not over.

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